ADI SAIDBottleneck: getting leads, talking to them, nurturing, liaising with lenders, closing.ADI SAIDIf I disappear 14 days — I lose business.ADI SAIDEmail list: 900+ contacts, no reverts.ADI SAIDI wish Google or FB actually worked.ADI SAIDEmails sometimes land in spam.ADI SAIDClone me — for network, SEO, email marketing, cold calls.ADI SAID15–20 leads/day, close 4–5/day — that's the win.STATUSunitreefinance.online registered · Hostinger · warmup ready to start Day 1.
U
Unitree Finance × AAA by ArtigellenceGrowth Engine · Working Prototype · Founder-Direct
◆ Prepared for · Aditya Kumar
Version 2 · July 2026
Confidential · NDA-covered
§ 01 · The Insight · Your Own Words, Read Back
You're not under-distributing. You're under-attributing — and invisible to AI.
Adi, this isn't a template. Every line below comes from the intake you filled — cross-referenced with a live read of unitreefinance.com.au and your public footprint. The diagnosis is in your own words. The plan then follows.
What you told me
Commercial Finance Broker.
Q01 · What the business does
Systems.
Q04 · Single biggest constraint
15–20 hrs a week on admin, content, marketing, talking to clients.
Q05–Q06 · The time drain
Getting leads, talking to them, nurturing, liaising with lenders, closing the deal.
Q07 · Where the bottleneck sits
I lose business.
Q08 · If you disappear 14 days
50–60% still done manually.
Q11 · Manual servicing & compliance
Clone me — for network, SEO, email marketing, cold calls.
Q12 · If you could clone one person
Basic SEO only. Not sure what AEO / GEO is.
Q19 · Where you stand on Findable
Sometimes spam.
Q20 · Where your emails land
Over 900 contacts, but no reverts.
Q23 · Your email list
My India team creates and posts. I wish Google or FB actually worked.
Q24 · Who posts, and what you wish worked
15–20 relevant leads per day, closing 4–5 per day.
Q27 · Your 12-month clear win
What it actually means
7
Channels active daily · with no attribution loop
900+
Contacts sitting dead · zero replies
3+
Leads/day landing · target 15–20
$2K
Profit per matured lead · walking off every missed call
The Diagnosis
You post daily on seven channels with a team you can't measure. You spend A$4,500/month on agency + ads. You get 3+ leads a day — but your USP is a 24–72hr close, and the first touch has no system behind it. Your list is dead. Your emails half-land. ChatGPT, Claude and Perplexity can't answer "who is Unitree Finance?" accurately. Every missed call is a $2,000 walk-off. This isn't a distribution problem — it's a compounding leak.
The six leaks — and what closes them
Leak 01 · Missed calls
Voice Agent, 24/7
Every after-hours + missed call answered, loan type & amount qualified, calendar booked, transcript to WhatsApp. Zero $2K walk-offs.
Leak 02 · Slow first touch
60-Second Response Agent
Every form fill → SMS + email inside 60 seconds. Your USP is speed of close — the first touch has to match.
Leak 03 · Invisible to AI
Findable Layer
llms.txt, FinancialService + LocalBusiness schema (Parramatta & Adelaide), FAQ schema on loan-type questions. Read correctly by ChatGPT, Claude, Perplexity & Google AI.
Leak 04 · Email in spam
Deliverability + Cousin Domain
SPF / DKIM / DMARC on unitreefinance.com.au. unitreefinance.online (Hostinger ✓ done) warmed for outbound. Quotes land in the inbox.
Leak 05 · Spray with no signal
Attribution Dashboard
Every post, every ad, every email tagged. Leads → source → matured → $$ visible daily. Kill what doesn't attribute; double what does.
Leak 06 · You are the business
Digital Clone GPT · trained on you
Your voice, your objection-handling, your loan know-how — a GPT trained on you, drafting responses, posts & emails in your voice. The clone you asked for.
§ 02 · Phase 0 · Diagnostic & First Working Result
Phase 0 is on me. By Day 10, a working Voice Agent is live on your line.
The engagement starts with a A$4,500 Phase 0 — a one-time fee, paid at start, that comes with a 100% refundable assurance up to Day 30. I shadow the business, deliver a first working result on your real data by Day 10, and you decide between Day 10 and Day 30 whether to continue — or take a full refund. Risk sits on me. Scope stays alive — we tailor whatever's needed at each meeting, as we progress.
A$4,500
Phase 0 · one-time · at start
100%
Refundable up to Day 30 · no questions
Day 10
First working result live on your data
Founder- direct
Every meeting · every phase · every tier
What lands in Phase 0
Hero deliverable · The First Working Result
Voice Agent live on 0481 823 600
A working AI voice agent live on your business line by Day 10. Handles after-hours and missed calls. Qualifies loan type / amount / urgency. Books calendar slots. Sends transcripts to your WhatsApp. Won't quote rates or approve loans — captures, qualifies, books, hands off. The moment you hear it take a real call and book a real lead — that's when the plan becomes obvious.
Live Day 10Founder-builtASIC-safe scopeYours to keep
Add-on · You asked for this literally
Digital Clone GPT v1 · trained on Adi
A private GPT trained on your voice recording, your top objections, your loan know-how. Drafts responses, posts, emails, follow-ups in your voice. The "clone me" you wrote in Q12. Ships in Phase 0; deepens with more data through Build.
v1 in Phase 0v2 by Month 3Your private GPT
The invisible fortnight — every foundation piece
Day 1
Saturday kickoff · 90 minutes
Logins together (Zoho, aggregators, Google Business, socials). Cousin domain already registered — unitreefinance.online (via Hostinger, ✓ done). Warmup clock starts. Ideal client sentence locked (my read: fast-track commercial + low-doc, 24–72hr close, tradies & SMB operators). Voice capture — 30–40 minutes of you talking loans, deals, wins. Everything I write for you, forever, runs from this recording.
Days 1–3
Findable Diagnostic delivered
6-point written audit: where Unitree lives in ChatGPT/Claude/Perplexity/Google AI today (baselined with screenshots), SPF/DKIM/DMARC status, schema audit, GBP audit both offices, "sometimes spam" root cause, attribution audit across your 7 channels. Plain English. Decision-ready.
Days 1–14
unitreefinance.online warmup begins · the clock that cannot be rushed
unitreefinance.online (already registered via Hostinger) is your outbound-only address. Specialist warmup software behaves like a real person for 2–4 weeks so it lands in inboxes, not spam. Your main unitreefinance.com.au is never put at risk. This clock started the day the domain was booked.
Days 3–7
900-contact list cleaned
A list this age typically carries 15–30% dead addresses. Sending to dead addresses tells Gmail "this sender doesn't know his own contacts" — and your good emails start missing inboxes too. Cleaning removes the dead weight first. A smaller alive list beats a big dead one every time.
Day 10
🎯 First Working Result: Voice Agent LIVE
Voice Agent answering your missed calls. Digital Clone GPT v1 in your hands. You hear the machine take a real inbound and book it. This is the moment.
Days 10–30
Refund window open · your call
Between Day 10 and Day 30 you decide: continue into Build & Retainer — or full refund of A$4,500. No questions.
A$2,000 a month. Six agents. A weekly engine. Assets you own forever.
A tailored retainer for Unitree — sized to your revenue band today with room for you to scale into what you actually asked for: 15–20 leads a day, 4–5 closes a day. Direct founder access, every meeting. 3-month break clause. You keep the code, the prompts, the credentials. We tailor whatever's needed at each meeting, as we progress — the plan flexes to what your business asks for.
A$2,000
Monthly · Months 1–6
6
Agents · rolled out progressively
4h/wk
Weekly Growth Engine session · everything shipped
3 mo
Break clause · walk away, keep what's built
The six agents, in the order they land
Agent 01 · Phase 0 delivered
Voice Agent
Kept live, tuned monthly. New scripts as new loan products land. Zero missed leads.
Agent 02 · Month 1
60-Second Response Agent
Every form fill → SMS + email in 60s. Studies show first-touch inside 5 minutes converts 9× higher. You'll be at 1 minute.
Agent 03 · Month 2
Attribution Dashboard
Every post/ad/email UTM-tagged. Live view: lead → source → conversation → matured → $$. Finally proves what your India team's daily posts are doing.
Agent 04 · Month 2
Findable Layer
llms.txt, FinancialService + LocalBusiness×2 schema, FAQ schema on top loan-type queries, weekly GBP posts both offices. AI answers "who is Unitree"correctly.
Agent 05 · Month 3
Referral Partner Nurture
Monthly co-brandable content to accountants, business advisers, tax agents — the people who send the real $2K matured leads. B2B effort, B2C reach.
Agent 06 · Month 3+
Digital Clone GPT v2
Trained on months of your content, transcripts, emails. Drafts most of your inbound replies and outbound in your voice. The clone at scale.
The Weekly Growth Engine · underneath every agent
One 4-hour session a week. Everything flows from one anchor piece — nothing is written twice:
Hour 1 · The anchor
One 600–1,000 word article
In your voice. Market read, cash-flow explainer, deal case, ATO deadline. → Unitree blog + saved for newsletter.
Hour 2 · Native cuts + reviews repurposed
LinkedIn · FB · X · Reddit
Article cut into platform-native posts. LinkedIn = your professional network. FB = SMB owners. Your Google reviews harvested and repurposed — quote cards, video overlays, GBP posts. Your best trust asset, finally working.
Hour 3 · One vertical video
30–60s · Reels · TikTok · Shorts
Faceless — data, charts, captions, voiceover. You never need to be on camera. Same script feeds podcast later.
Hour 4 · Schedule & report
Attribution + WhatsApp signoff
Everything scheduled. Last week's numbers pulled. WhatsApp goes to you: reply "OK" or mark changes. 2 min, before Monday.
What unlocks as you grow
At 100+ followers on any channel · gated milestone, Month 4–5 — the weekly faceless podcast ("24–72 Hours" or "Fast Finance"). Audio drawn from the video scripts — near-zero extra effort, big authority signal. Not before: a podcast with no audience is a diary.
Referral partner monthly track — one email/month to your accountant & adviser network with co-brandable content. Each activated partner puts Unitree in front of more SMB owners than a week of posting.
Ad rebalance — see Tab 05. Your $3K/mo spend gets tighter and cheaper as organic proves.
If paid ads scale later — separate conversation, separate budget, only once organic proves what messages convert. Not in this scope — flagging now so it's never a surprise.
§ 04 · The Math · Money On The Table Only When You See Results
Same monthly outlay as today. Plus you own the engine.
Two numbers to keep separate: A$4,500 is your Phase 0 fee — one-time, 100% refundable. Your monthly outlay with AAA is A$3,000 (A$2,000 retainer + A$1,000 phased ads) — down from your current A$4,500/month (A$1,500 agency + A$3,000 ads). You save A$1,500/month, AND you own the code, the prompts, the credentials, the content, the cleaned list, and the Digital Clone GPT — forever.
◆ The AAA Investment
A$4,500 · Phase 0 · once
100% refundable up to Day 30. Then A$2,000/month retainer for six months. That's it — no hidden fees, no surprises. Your ~$100/month tools pass through at cost (no markup) on your card.
Your current monthly spend versus AAA · line by line
Line item
Now (as you told me)
With AAA
Agency (marketing)
A$1,500 / mo
—
Ad spend
A$3,000 / mo
A$1,000 / mo (phased)
AAA retainer
—
A$2,000 / mo
MONTHLY OUTLAY
A$4,500 / mo
A$3,000 / mo
6-month monthly total
A$27,000
A$18,000
Phase 0 (one-time · refundable)
—
A$4,500 · refundable
6-MONTH ALL-IN
A$27,000
A$22,500
💰 Savings vs today
—
A$4,500 saved
What you own at Month 6 · none of this is on your balance sheet today
Systems
6 Agents, live
Voice Agent · 60-Second Response · Attribution Dashboard · Findable Layer · Referral Nurture · Digital Clone GPT v2. Your code, your credentials.
Content
~24 anchor articles
Each cut into 4–5 platform-native posts + 1 vertical video. That's ~120+ pieces of content ranking, tagged, attributable — plus a monthly newsletter library.
List & audience
A cleaned, warmed, replying list
Your 900 contacts, cleaned + growing. An audience across the channels that actually convert. Referral partners on a monthly touch. An engine that keeps working while you sleep.
◆ ROI Calculator · Slide it, see it
If AAA moves you from 3+ leads/day to your target, here's what it earns.
10closes / month
A$2,000your stated number
A$3,000from Month 2
Monthly revenueA$20,000
Monthly outlayA$3,000
Monthly netA$17,000
6-month netA$102,000
Return on outlay5.7×
Note: illustrative, not a guarantee. Real outcome depends on your lender approval rates, deal size mix, and how fast the Findable + attribution loop compounds. Honest expectation: first signs at 6 weeks, reasonable traction at 3 months, real results by Month 6.
§ 05 · Ad Rebalance · Phased, Not Reckless
Your A$3,000/month ad spend gets tighter, not cut.
Ads pay for cold traffic. Cold traffic without an attribution loop, a fast first-touch, and a warmed list is money you rent. As organic proves, we phase the ad spend down — never cut in one step. Your leads never dip.
Phase 0 · Month 1
A$3,000 → A$1,500
Half the spend goes to precision retargeting only — people who touched your content, called and hung up, filled a form and stalled. Zero broad prospecting. Every dollar tracked.
Retargeting onlyAll UTMs
Months 2–3
Hold A$1,500
Organic starts firing (schema live, GBP posts, weekly cadence). Ads still supplement while the flywheel warms. Attribution dashboard tells us what to keep.
Attribution liveKill what leaks
Month 4+
A$1,500 → A$750
Organic proven. Ads reduced to protective retargeting only — catching high-intent visitors before they walk. Your leads are now mostly earned, not rented.
Owned > rentedCompounding
What we stop paying for
Broad prospecting to cold audiences — expensive, hard to attribute, high leakage. Killed at Phase 0.
Cotality Connect — you flagged this in Q17 as paid-but-barely-used. Either activate it (I show your India team how to feed it into weekly content) or cancel it (savings redirected).
Any tool duplicated — audit runs in Phase 0 across your full stack (Zoho, aggregators, email, socials).
What we start compounding
Organic search — schema + FAQ + local pages for both Parramatta and Adelaide offices. AI answers "business loan broker Sydney fast" with your name.
Weekly cadence — every anchor article becomes an SEO page, a LinkedIn post, a FB post, a video, an email. One thing written, five things shipped.
Warmed cold outreach — from unitreefinance.online, to referral partners (accountants, advisers), never to your main domain. Compliant, controlled, targeted.
Retargeting only — ads work harder against warmer audiences. Same clicks, higher intent, better CPL.
Review repurposing — your Google reviews as quote cards, video overlays, GBP posts. Trust content on autopilot.
§ 06 · Compliance & Discipline · Non-Negotiable For A Broker
Your name stays clean. Always.
You're a commercial finance broker under an Australian Credit Licence. Every piece of content, every outbound email, every voice-agent transcript has to sit inside ASIC, ACL and Spam Act rules — even the ones you'd never think of. This is the discipline I hold, not you.
ASIC / ACL discipline
Every piece of published content carries a "general information only, not personal financial or credit advice" disclaimer. Your ACL number appears in every email footer. The Voice Agent never quotes rates, never confirms approval, never gives credit advice — it captures, qualifies, books, hands off. You approve every scope change.
Spam Act 2003
Every outbound email carries identification, consent basis, and a working unsubscribe. The 900-contact list gets a "still want to hear from us?" re-permission pass before any marketing sends. unitreefinance.online is used only for compliant outreach — your main unitreefinance.com.au address is never put at risk. Penalties for getting this wrong run to six figures a day. We simply never risk it.
MFAA / FBAA display & credentials
Your industry-body membership (MFAA or FBAA), ACL number, and complaint-handling info displayed correctly across the site, GBP, LinkedIn — Findable Layer includes this as trust-signal metadata. If any credential is missing or out-of-date, I flag it in the Phase 0 Findable Diagnostic.
NDA · confidentiality · code ownership
Mutual NDA signed on request before any deep work. Everything you share stays strictly confidential. You own the code, the prompts, the credentials, the trained models. No lock-in. Break clause at 3 months. If we part ways, everything built stays with Unitree.
The refund promise · in writing
The A$4,500 Phase 0 comes with a 100% refundable assurance up to Day 30. No questions. If you don't see enough by Day 30 to continue, I refund the full amount and you keep what's been built so far. Risk sits with me until value lands in the room.
§ 07 · Yes → Start · Four Things This Week
Reply "go" — the Day 1 clock starts the same day.
The cousin domain unitreefinance.online is already registered (Hostinger, ✓ done) so the warmup clock is ready to start Day 1. Every day we delay is a day the Voice Agent isn't taking your missed calls.
The immediate next steps
Step 1 · Today or tomorrow
Cousin domain done ✓ — reply "go" on Phase 0
unitreefinance.online is already registered (Hostinger). One WhatsApp line from you and I start the warmup clock, activate the tools, and lock the Saturday kickoff.
Step 2 · Phase 0 fee
A$4,500 · one-time · Phase 0 kicks off
Invoice sent on your "go". Once paid, tools activated, Saturday session scheduled. Fully refundable up to Day 30 — no questions.
Step 3 · Saturday · ~90 min · this first time
Kickoff session · Ashfield / City / Chatswood / your office
Logins together. The 30–40 min voice capture — the most valuable half-hour of the whole setup. Ideal-client sentence locked. Tools activated on your card (~$100/mo pass-through, at cost, no markup).
Step 4 · Days 1–10
I build. You approve.
List cleaned, warmup running underneath, Findable diagnostic drafted, Voice Agent built & tested. WhatsApp signoffs before anything goes live. Day 10 — Voice Agent live on your line.
Your part · mostly once, then one hour a week
Once · at Saturday session
Zoho + Google + socials login access
Approval on cousin domain name
Your voice · 30–40 min recording
Ideal buyer sentence · one line
The ~$100/mo tools on your card
Weekly · the standing rhythm
Saturday · ~1 hour — we review numbers, you approve the coming week's content
WhatsApp signoff · 2 min — before Monday. "OK" or mark changes. Nothing publishes without your yes.
Forward the strays — someone says "I saw your post" → one WhatsApp line, so leads log to source
And what you never have to do
Write a single post, article or email
Learn a single tool interface
Touch the ad platform, the CRM, the schema, the email warmup
Be on camera. Ever.
The honest timeline · so there are no surprises
Weeks 1–2 · the invisible fortnight. Foundation live, Voice Agent shipping. Nothing public yet. Weeks 3–6 · warmup completes, cadence live, first re-engagement to the cleaned list. First opens, first replies. Early signs, not sales.Months 2–3 · attribution firing, referral partners nurturing, GBP compounding. First real matured leads routed to you, each stamped with its source.Months 3–6 · the payoff window. Consistent presence + warmed list + steady outreach = a predictable flow of qualified enquiry. Beyond Month 6 · podcast unlocks, list compounds, agents own more of your inbound. An engine that keeps working while you sleep.
Adi — you told me the pain is "getting leads, talking to them, nurturing, liaising with lenders, closing." I can't do the lender-liaising or the closing — that's your relationship. But the first four? That's exactly what this engine does — while you focus on the deal. Founder-direct, from me, every step. Look forward to your go. — Raj